WHAT WE DO...

We offer a variety of financial and lender services to our clients, including

  • MARKET RESEARCH
    We are continuously assessing the market and its ever-changing conditions. This means we are always bringing you the most accurate and competitive information required to make the best decision for yourself or business.
  • STRATEGIC PLANNING

    Factor in Finance will work with you to identify, create and implement a financial strategy that aligns with your personal or business goals/vision.

    We cover investment and cash-flow planning to ensure that you have sufficient financial resources to meet or exceed your goals, if not, we can assist in preparing a cash-flow plan to help you navigate your way to success.

  • NOT JUST A BROKER

    We are not just brokers, we have a thorough understanding of lender appetites and understand how they’re assessing your credit eligibility, this means we very often get it right the first time, thereby protecting your credit score and file which will allow you to acquire greater and sharper financial resources moving forward.

  • COLLABORATION
    We can collaborate with your accountant or financial planner. We bring the knowledge and facts around the solutions in the market, their costings and how they can be used to maximise efficiencies in your business or personal life whilst your accountant or planner can discuss the tax implications or benefits involved with using such a product/solution.

SOME OF THE LENDERS WE WORK WITH

With access to over 70 lenders - Factor In Finance is your trusted broker

cba
NAB
Westpac
getcapital
lumi
prospa
Grow
Moula
businessfuel

CLIENT REVIEWS

What are our clients saying about us?

Shane is the best in business, gave me a fair price and was very helpful in his guidance and support.
Highly recommend Factor In Finance for all your broker needs!

All comments so far, are very true and accurate.
Shane is brilliant in communication, advice and his work ethic is very professional.
Thank you so much.

Shane was awesome to deal with throughout the whole process.

I found the recent loan experience with Shane Bhiki very simple.
Shane Bhiki walked us through the online process and approvals were received very quickly.

I am very pleased with how Shane Bhiki managed the application process throughout, great asset 🙂

The process was really smooth and fast, I really like the service from Shane, his really know what he is offering and how to convince the customer.
Thank you Shane for your great service.

Shane was absolutely fantastic to deal with. He was very precise and professional when dealing with my loan application.
His phone manner during our conversation and whilst being transfer to Prospa, was again extremely professional and at no time did I feel uncomfortable or unsure of any process. Thanks Shane!!!

My application for a business loan was handled by Shane Bhiki – from start to finish the process was easy & professional. The loan was approved and funds in my account in 2 days. Any questions, anything I didn’t understand was all easily explained by Shane which made the process even more effortless. I wish I had done this sooner! Definitely beats the weeks on end waiting for application outcomes direct from the bank. Thankyou for all your time and effort.

Shane was very polite and extremely helpful. I would recommend him to anyone.

Shane Was a great help. He was able to answer any questions I had in a timely manner and got everything sorted for us very quickly. Will be contacting Shane again in the future for any financial needs we have.

A one-stop shop for all your finance needs!

From market research, strategic planning and cost analysis, we cover it all!